How to Sign and Transfer a Kentucky Vehicle Title


Seller’s Responsibilities in Kentucky

1. Sign the Title: On the back of the Kentucky title, sign your name in the “Seller’s Signature” section. Ensure it matches the name on the front of the title.
2. Fill in Buyer Information: Write the buyer’s name and address in the designated section on the title. This information must be accurate to avoid processing delays.
3. Odometer Disclosure: Complete the odometer reading section if the vehicle is less than 10 years old. This is required by Kentucky law.
4. Bill of Sale: Create a detailed bill of sale including the vehicle’s make, model, year, VIN, sale price, date of sale, and both the buyer’s and seller’s names and signatures. This document is important for legal and tax records.
5. Notice of Sale: It is advisable to complete and submit a Notice of Sale to the Kentucky Transportation Cabinet to protect yourself from liability after the sale.


Buyer’s Responsibilities in Kentucky

1. Verify Title Information: Ensure that all information on the Kentucky title is correct and that the seller has signed it properly. Verify the VIN and names.
2. Odometer Disclosure: Confirm the odometer reading if the vehicle is less than 10 years old. This step is necessary for accurate vehicle history records.
3. Complete the Application for Certificate of Title: Fill out the Kentucky Application for Title/Registration (Form TC 96-182).
4. Insurance: Obtain valid auto insurance for the vehicle in Kentucky. State law requires proof of insurance before registration.
5. Pay Fees: Pay the Kentucky title transfer fee, sales tax, and any other applicable fees. Refer to the current fee schedule on the Kentucky Transportation Cabinet website.


Transfer Process at the Kentucky DMV

1. Visit the County Clerk’s Office: Both the buyer and seller should visit the County Clerk’s office to complete the title transfer. Locate your nearest office on the Kentucky Transportation Cabinet website.
2. Submit Documents: The buyer submits the signed title, bill of sale, Form TC 96-182, proof of insurance, and lien release (if applicable). Ensure all forms are accurately filled out.
3. Pay Fees: The buyer pays the Kentucky title transfer fee, sales tax, and registration fees. Payment methods typically include cash, check, and credit cards.
4. Receive New Title: The County Clerk’s office will issue a new title in the buyer’s name. Processing times may vary, so check the Kentucky Transportation Cabinet website for current estimates.


Important Notes for Kentucky Residents

– Ensure all signatures are legible and match the names on the title. Inconsistent signatures can cause delays.
– Double-check that all sections of the title are filled out correctly. Mistakes can require you to restart the process.
– Make sure to remove your license plates before handing over the vehicle to the buyer. Kentucky law requires you to retain your plates.


How to Get a Kentucky Duplicate Title

1. Complete the Application: Fill out the “Application for Duplicate Title” (Form TC 96-182) from the Kentucky Transportation Cabinet. Indicate that you need a duplicate title.
2. Provide Proof of Identity: Include a copy of your driver’s license or other valid identification. This verifies your identity.
3. Pay the Fee: Submit the duplicate title fee along with your application. Check the current fee on the Kentucky Transportation Cabinet website.
4. Submit the Application: Mail or bring your application and payment to your local County Clerk’s office. Processing times can vary.


How to Get a Lien Release Letter in Kentucky

1. Contact the Lender: Reach out to the lender who holds the lien on your vehicle. Use the contact information from your loan documents.
2. Request a Lien Release: Ask for a lien release letter stating that the loan is paid off. Most lenders have a standard process for this.
3. Provide Necessary Information: Be ready to provide your loan account number, vehicle details, and personal identification. This speeds up the process.
4. Receive the Letter: The lender will send you a lien release letter once they verify that the loan is paid off. Keep this document safe.
5. Submit to County Clerk: Submit the lien release letter to the County Clerk’s office to clear the lien from your vehicle title. This can be done in person or by mail.


Contact Information for Kentucky Transportation Cabinet

For more details, visit the Kentucky Transportation Cabinet website or contact them at:
Kentucky Transportation Cabinet
Phone: (502) 564-5301
Address: 200 Mero Street, Frankfort, KY 40622

Looking for a different state? Visit Nationwide Instructions For Vehicle Titles

How to Sell Your Car in Kentucky